We like to keep things simple, here at QuoteGrab: all we want is to see your business succeed. And helping you save some cash whilst finding your business solution super-fast just so happens to be a part of our promise! When it comes to something as important as Public Liability Insurance, finding a low-cost yet high-quality solution is key. So, if you’re on the lookout for Public Liability Insurance, we can help you find it.
What do you have to do? Just fill out a form, and grab a quote!
Takes 2 minutes
In case you haven’t noticed, we are pretty good - no, seriously good - at finding you a solution to your business needs. And our super-fast form starts that process.
We aren’t just pros at saving you time, here at QuoteGrab; we put saving you money at the top of our to-do list, too.
Get Great Public Liability Insurance
It might make the world go round, but money isn’t everything. We are all about finding you a high-quality solution for your business needs at a low-cost.
In case you haven’t noticed, there’s two really important rules behind running a business: save money, and save time. If you’ve got a deadline, make it; if you’ve got a budget, stick to it. One of the few ways you can ensure that you avoid hefty legal costs and don’t waste time with legal claims is by having Public Liability Insurance. Question is - how do you find Public Liability Insurance? Well, that’s not your job. That’s ours!
Finding a business fix is just part of our 9-to-5, here at QuoteGrab. And no business fix can rival the need to financially protect your business. So, once you’ve filled out our lightning-fast form and said ‘yes’ to a quote, we are just getting started behind the scenes! We are picking apart the policies, investigating the insurers, and running those all-important numbers. Having found a solution tailored to your business needs, we send it back to you. But we don’t stop with finding you the high-quality, yet low-cost solution to your business needs.
We’ve also taken it upon ourselves to layout the must-know-info crystal clear to get you up to speed on everything Public Liability Insurance. Once you’re on track, we quicken the pace with a quote. Public Liability Insurance? Sorted.
If it isn’t obvious, let me let you in on a little secret: finding you a high-quality solution to your business needs at a low price is just the name of the game, here at QuoteGrab. But it’s that ‘low price’ bit that really matters to us. Why? Because what you do with your money can alter the future of your business. It can make it, it can break it, or it can just leave it to stay exactly as it is. You want the first option, right? That’s why we place so much significance on identifying you a great deal. And comparing the prices and policies is just one of the ways we do this.
Benefits of Comparing Prices
Find lower-cost, higher-quality Public Liability Insurance prices
Discover a wide range of insurers to choose from
Get a premium to suit your business’ current and future needs
Public Liability Insurance might not be a legal requirement for businesses, but preparing for surprise legal claims and their subsequent bills is one of the best ways to stick to your budget, and stay on track. That’s exactly why we think every business should have a premium tailored to their business. So, how can you get this insurance?
Easy - with us! Go on, grab a quote.
We don’t just love bagging a bargain for our clients - we can’t turn down a good deal, ourselves! And because of this, we’ve picked up many-a-tip over time. So, it’s about time we passed some of them down to you…
Compare The Costs
There’s only one way to find a cheaper insurer. Whether you’re on the hunt for an alternative to your current policy, or you’re shopping around the market for the first time, comparing the different insurers is a sure-fire way to identify the low-cost solution to your business needs. Or, you can save time, and grab a quote, instead!
Obviously, the more dangerous trades will have more expensive premiums as their equipment or work could cause harm or damage to third parties. So, to reduce your liability insurance premium, investing in improved safety measures for your workers can reduce the potential danger. Increased safety equals a decreased cost.
Different Location, Lower Costs
If you sell goods, where you host your trading can also influence the price-tag attached to your insurance. Market stalls often have a more expensive premium, whereas private events can reduce the cost. Switching your sales could be a worthy investment that will reduce the danger to your customers and thus lower your premium.
More Care, Less Coverage
Improved safety doesn’t stop with your employees; encouraging safety among your customers and clients regarding your activity could reduce the chance of injuries that push up your premium. By lowering the number of claims, you can stay well within your coverage, and can even lower it, scoring your business a lower bill.
Public Liability Insurance can protect your business against compensation claims and their subsequent legal costs if injury is caused to a third-party, or damage is caused to their property. In financial terms, it covers the legal costs of defending claims, pays compensation if your business is at fault, covers the cost of repairing the damage, and the medical fees. It covers you if the damage or injury occurs on-premises and when working off-site.
The main benefit cited is the financial protection it affords to your business, avoiding any sudden legal bills cropping up, and it can prevent your business from going under as a result. There’s no telling when an accident can occur, whether it’s to someone else’s property, or to someone else! Accidents do not discriminate between businesses, so if you are a start-up or a small business, you won’t be able to handle the legal bills like a bigger business.
Even if it's a price you're willing to pay, there’s always a way to keep those costs down. Here are some Quotegrab suggestions for cutting down on your website design costs:
Compare, Compare, Compare
Looking to bag a bargain? Then you’re going to have to get looking. Only by comparing the prices and policies on offer can you determine the best price to suit your budget. Or, you can skip all that confusion, and head straight for the low-cost solution tailored to your business - just fill out the form, and grab a quote!
Lower Footfall, Lower Premium
Swap your market stall for private events to reduce the bill. By reducing the footfall and trading for a safer, less chaotic location you can lower the risk to your customers and other third parties. Lower risks means lower coverage. And lower coverage means a lower bill!
Be Less Successful
As will an insurance premiums, the higher the turnover of your business, the higher the price. So, a rather unorthodox method to follow would be making less money to lower the cost of your insurance. Or, if you don’t fancy being less successful, just grab a quote! We can find the cheapest option for your business, instead.
Take Things Online
Just like with swapping your market stall for a private event store, by reducing your footfall you can reduce the risk of danger to third parties. But a more effective option that would boost your business is by taking your business online! That means no more danger in-store, helping your lower the price of your premium.
Improve Safety For Your Customers
One of the best ways to lower the risk to third-parties is by enforcing greater safety measures for your customers. Whether it’s detailing the risks of your work, or putting precautions in place around your work, you can reduce the threat to third parties, and reduce that premium!
Invest In Safety Training
Safety for third parties doesn’t stop with telling your customers to just ‘be careful’. Investing in safety training for your employees can further reduce the chance of danger to third parties. It might figure as an additional cost, but it will reduce your need for coverage and thus your premium in the long-run.
We get emailed, tweeted and asked the same questions every day. So to combat those queries, we’ve decided to answer the most common ones here.
+ What Does Public Liability Insurance Cover?
Public Liability Insurance covers compensation claims for injuries or damage to third parties, the legal expenses of your proceedings to deal with the claims, the cost of repairing the damage that occurred, and the medical fees of hospital treatment. It will not cover accidents that happen to your or your employees, damage to your own property or accidents that affect your employee’s property, and any other incidents that should be covered by your Employers’ Liability Insurance.
+ What Businesses Need Public Liability Insurance?
Typically, the businesses that need this insurance include builders, manufacturers, hairdressers, retailers, event organisers, and licensed traders. The rule of thumb to follow is that if your business comes into contact with third-parties, this insurance should be considered. If customers visit your business premises, if you work on client sites, or if you work in public areas, you should have Public Liability Insurance.
+ Is Not Having Public Liability Insurance Illegal?
No - but Employers’ Liability Insurance is. However, it is still an important way to protect your business and customers.
+ How Much Public Liability Insurance Cost?
The cost is composed of the type of work undertaken, the turnover of the business, whether people visit your business, whether the stall or store is in public, and where it is situated. The average annual Public Liability Insurance for businesses costs around ||$||600||$||.