Compare Business Credit Cards, In Just One Search

Here at QuoteGrab, we know just how risky it is putting business expenses on your personal credit card - especially if employees can also put expenses onto it. After all, doing this puts you at a personal financial risk, and we don’t want that. We want to help set you up with a separate business credit card, to minimize any trouble and improve your business cash flow. But, we don’t want to find you any old card, especially one that charges you a ridiculous amount of additional fees. We can help you find a credit card that’s beneficial for your business, and doesn’t cost an arm and a leg in added expenses! All you have to do is fill in this short form!

Takes less than 2 minutes

Takes Two minutes

Choosing the right business credit card for you shouldn’t take all day. That’s why we ensured our form only takes a couple of minutes to fill in - so we can help you ASAP!

Saves you money

Save Money

Similar to a personal credit card, business cards can also be riddled with extortionate fees. That’s why we always try to match you up with low/no fee providers!

Find a great provider

Get Great Business Credit Cards

Activating a company credit card can actually bring you a lot of perks. From cashback to shopping vouchers, the list of rewards is endless! We can set you up with a card that offers you the most for your money!

Find Business Credit Cards For You

We understand that finding the best business credit card for you is essential, as the wrong one can force a bucket full of additional fees onto your plate. But, a lot of businesses worry when they need to take out a new card - they think it’s going to be difficult, or they’re going to make the wrong choice or, they may not even qualify!

Here at QuoteGrab, we take the confusion out of picking the right card for your business. So, as long as you have some sort of credit history - even if it’s the tiniest amount - we can help you! After we find out more about your business (because the type of card providers offer can sometimes depend on the type of transactions you make) we can match you up with up to four of the top suppliers!

We compare your business needs with the deals our providers are offering, to ensure that we set you up with the best card for you! You won’t have to do any work at all, it’s all on us!

Why Compare Business Credit Card Prices?

Well, there are so many things that can affect the total price you pay for using your card. And, obviously, we want to find you the best deal possible! As opposed to personal credit cards, business ones, more often than not, will charge you an annual fee for using them - somethings after a fee-free introductory year first though! Although we try and set you up with fee-free cards where possible, if they don’t suit your business, we’ll find the lowest cost one that does! We also take a look at the interest % on missed payments, foreign transaction fees and ATM fees (among other things). So, even if one fee is higher than others in the same area, it’s because, overall, that card has the lowest overall cost.

See, this is why price comparison for business cards is so important. If you don’t read the terms and conditions well before you sign, you could end up tacking up a huge debt for something as simple as not using your card for a month - and getting charged a massive inactivity fee! But, we don’t want you to waste your time reading the small print of every single business credit card that exists - which is why we do it for you! We take the time doing the long-winded comparison work, so you can just focus on what you’re going to spend it on.

Benefits of Comparing Prices

Find Low-Fee Credit Suppliers

Customise Deals To Your Budget

Only Talk To Highly Experienced (20+ years) Credit Card Experts

Discover Where To Find The Best Energy Rewards

Switching to a company credit card is essential to create a good cash flow and improving the credit score of your business, but it’s a lot of hard work. But, with us on your side, you won’t have to waste your time on the job - not when we can do it for you!

All you need to do is fill out this quick form!

Gov.uk research shows that almost 8 out of 10 applicants (79%) get all of the credit cards they apply for, while just 12% of applicants only receive some of the cards they apply for and 8% don’t receive any at all.
According to Finder - August 2019[†]
How To Get Business Credit Cards Cheaper

We can’t turn down a deal, at QuoteGrab. And given our love for cutting costs, we thought that it was time to pass this down to the businesses that we want to see succeed. Reducing the price of your overdraft might seem a difficult feat, but the necessary fees can be kept to a minimum with these tips.

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Know When Your Fee-Free Period Ends

If we do happen to set you up with a card that offers a no-fee period, make sure you know exactly when it ends - usually after a year, but that’s not for definite!. Though being aware of the end date won’t mean you get out of paying interest, it does make you more aware of it. Awareness will prevent you and your employees from overspending!

2

Don’t Go Over Your Limit

Surely you must have learnt this from those few times you’ve accidentally gone over on your personal credit card limit. The fees for this are extortionate - and, honestly, because the fees are so high, you’ll stay over the limit for a decent chunk of time! Luckily, this is easy to avoid - as long as you have someone keeping a check on what you’re spending, and how close to the limit you are!

3

Improve Your Credit History

Many start-ups or small companies lack a lot of credit history, which can actually be a bad thing - yep, even if the small amount of history you do have is good. Quite frequently, a lack of credit history means a provider may either offer you a higher interest fee or a lower credit interest. However, you can get past this particular issue by improving your credit history before you start applying fro cards - meaning you’re less likely to be charged more.

4

Avoid Paying Interest

Almost all credit cards (both business and personal) charge some amount of interest for using them. But, luckily for businesses, you can usually avoid paying them completely by paying the money you owe - in full - off the card every month. If you can’t afford this, you will still have to make, at the very least, the minimum payment each month - or you could end up paying a small fortune in fees!

What Exactly Is A Business Credit Card?

Well, it’s simply a credit card for personal expenses, as opposed to personal use. A lot of businesses actually give their employees access to their company credit card - you wouldn’t want to be doing that with your personal one!

What Are The Benefits Of Business Energy?

Despite having a few more fees than a personal credit card (which can easily be avoided), a business credit card provides a whole host of perks. Not only does it improve your credit score and provide positive cash flow, but you can also receive a heap of rewards, including; cashback, shopping vouchers, reward points and insurance.

Tips To Get Your Business Credit Card Cheaper

As essential as you activating a business credit card is, it shouldn’t come at a cost or risk to you and your business. Though we can’t promise you absolutely no fees on the cards we think suit your business the most, we can promise that we’ll go above and beyond to find you the lowest fees possible. But, there are also a few things you can do to keep costs down. Here are QuoteGrab’s top tips to keep costs down:

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1

Know When Your Fee-Free Period Ends
Though a fee-free period is a massive perk, it can become quite costly when that period ends. However, if you’re aware of the end date, you can prevent overspending for both you and your employees!

2
2

Don’t Go Over Your Limit
Everyone knows that going over your credit limit always results in extortionate fees. Ensure you always have someone monitoring what you spend and how close to the limit you are to combat this.

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3

Improve Your Credit History
Having a long history of good credit can both reduce any interest fees you have to pay, and extend your credit limit - result!

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4

Avoid Paying Interest
If you pay the debt you owe on your credit card before the end of each month, or at least make the minimum payment, you could reduce/eradicate your interest payments.

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5

Never Miss A Payment
Whether it’s due to forgetfulness, or the inability to pay, we’ve all been late on the occasional payment. However, if you budget well, you can avoid this - and avoid paying a late payment fee!

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6

Use Your Card
Seriously - spending money can actually save you money. A lot of cards actually charge an inactivity fee (sometimes, even for only a month of no activity). Combat this by using your card at least once a month!

Frequently Asked Questions
You can stop sending us all those emails and leaving us countless voicemails now! We’ve received all your questions and, as some are quite similar, we’re going to answer the most popular ones here, once and for all!

+ What Is A Business Credit Card?

Well, it’s a credit card that’s for the use of your business, not you personally. You can charge any of your businesses expenses onto it - which actually improves your credit score and improves your cash flow! Plus, due to it not being tied to your personal bank account, you can trust your employees to use it too!

+ Do I Need A Business Credit Card?

Well, there are a lot of reasons someone might need a business credit card - yes, even if you’re self employed. If you check any of these reasons, it’s time to make the switch;

  • You Want Your Employees To Use Your Card
  • You Want To Take Out A Loan (Or Something Similar) In The Future
  • You Want To Separate Business & Personal Expenses
  • You Want To Improve Your Cash Flow
  • You Want To Improve Your Credit Score
  • You Want To Recieve Rewards For Spending
  • You Want An Easier Way To Manage Your Money

+ How Do I Find The Best Business Credit Card For Me?

Luckily for you, you don’t have to find it - we find it for you! We know that sourcing the right credit card is a difficult, time-consuming process - and an additional worry that you don’t need. Instead, we let you get on with the important task of spending money, while we do all the hard work behind the scenes!

+ How Much Is A Business Credit Card?

Well, technically, they’re free. It’s actually the fees they charge that can become quite costly! But, we do everything in our power to find the lowest overall fee cost on offer, so your credit card doesn’t become a burden on your profits! However, the cards on offer vary for every business - so we need to find out a little bit more about you first. To receive a quote, fill out this short form!